Distressed & Inherited

Compassionate Support During Difficult Seasons

Foreclosure threats, probate complications, and short sales are more than transactions; they’re deeply personal experiences. Our Distressed & Inherited service is designed to walk with families through pre‑foreclosure, inherited estate decisions and other transition periods with integrity, compassion and practical expertise.

Distressed Property Support

  • Loan Modification Guidance – We help evaluate whether you qualify for a loan modification and assist with documentation, lender communication and negotiating terms.

  • Pre‑Foreclosure Planning – Understand your timeline and legal options. We analyze state‑specific deadlines and develop a plan—whether to stay, sell, or restructure debt.

  • Short Sale Strategies – When keeping the property isn’t viable, we facilitate respectful, market‑savvy exits that help preserve your credit and dignity.

Inherited & Probate Consulting

  • Valuation and Coordination – We provide independent property valuations and coordinate title logistics, repairs, and cleanouts so you understand what you’ve inherited and what options are available.

  • Sell, Rent, or Hold Guidance – Evaluate holding costs, market value and personal timelines so you and your co‑heirs can make data‑driven decisions.

  • Conflict Mitigation – Neutral third‑party appraisals and transparent market data help reduce emotional tensions among heirs.

Why Choose Us?

We listen before we advise. There are no high‑pressure tactics—just honest guidance tailored to your circumstances. Our goal is to preserve wealth, minimize stress and honor legacies. When you’re facing a critical decision point, reach out. There is always a path forward, and you don’t have to walk it alone.

The Equity Authority provides Valuation & Consultancy Services and Mentorship as its primary focus. Sheryl L. Houck holds active licensure as a Florida State-Certified Residential Appraiser (Cert Res Appr RD4825) and as a Florida Licensed Real Estate Sales Associate (SL3108642).

Any valuation, analysis, or consulting services are performed solely under Ms. Houck’s appraiser license. Real estate sales activity is conducted in affiliation with eXp Realty, LLC, 7001 Discovery Blvd, Suite 300, Jacksonville, FL 32216, in compliance with Florida Real Estate Commission (FREC) regulations. The Equity Authority maintains a national network of licensed real estate professionals in every U.S. ZIP code and extends across 22 countries through the eXp Realty platform.

It is the responsibility of The Equity Authority to clearly disclose and differentiate when services are provided as Valuations & Consultancy versus Sales Collaboration that may result in a commission through eXp Realty or its global referral network.

Nothing on this website, in its materials, or within any course offerings should be construed as an appraisal assignment, nor should any information be interpreted as financial, tax, or investment advice. All appraisal services are performed in compliance with the Uniform Standards of Professional Appraisal Practice (USPAP). All real estate sales services are offered exclusively through eXp Realty, a licensed real estate brokerage.

(813) 802-5722

[email protected]

5230 Land O' Lakes Blvd #2256, Land O' Lakes, FL 34639

© Sheryl L Houck LLC. All Rights Reserved.