How can investors benefit from advisory sessions?

Short answer: Advisory sessions turn goals into an underwritten plan. We verify rents and expenses, run cap-rate and cash-flow math, compare financing paths (conventional, DSCR, cash, crypto-to-cash), and map exit timelines with risk guardrails—so you act with clarity instead of guesswork.

What we cover

• Income reality check: Compile market rent schedules, typical vacancy, and seasonality.

• Expense sanity check: Taxes, insurance, utilities, maintenance, management, reserves.

• Deal fit: How the property aligns with your goals (cash flow, appreciation, lifestyle, or tax strategy).

• Exit strategies and mapping: Hold/refi/sell scenarios with timing and triggers.

Deal math we run together

• Cap rate & yield: Net operating income vs. price.

• Cash-on-cash: Your true annual return on invested cash.

• DSCR tolerance: How comfortably income covers debt service.

• Sensitivity tests: What happens if rates rise, rents dip, or expenses pop.

Financing paths compared (pros & watch-outs)

• Conventional: Competitive rates and terms; underwriting is document-heavy.

• DSCR loans: Income-based qualification; rates/fees can be higher.

• Cash: Speed and leverage control; consider opportunity cost.

• Crypto-to-cash (with compliant partners): Adds conversion steps and diligence; plan timelines early.

We stack options side-by-side so you see total cost of funds, break-evens, and risk tolerance in one view.

Access and network advantages

Through our affiliation with the eXp Realty global network, we can connect you with trusted local agents in any U.S. zip code and in 22 countries—plus surface qualified off-market opportunities through relationships and appraisal insight when available.

How a session works (before • during • after)

Before

• Quick intake: goals, budget, target markets, timeline.

• You share the property link or criteria; we pull data and comps.

During

• Live review: income/expense verification, comp support, and risk checks.

• Options: financing comparisons and exit timelines.

• Decision: green-light, pass, or “fix these three things and revisit.”

After

• One-page summary of the numbers and next steps.

• Checklist for lender docs, inspections, and contingency milestones.

• Follow-up touchpoint to confirm progress or pivots.

Common use cases

Buy-and-hold SFR or small multifamily
Stabilize cash flow, size reserves, and set refi targets.

House-hack or accessory unit
Separate personal vs. rental math and price the “live-in discount” correctly.

Short-term or medium-term rental
Seasonality, occupancy bands, and insurance/cleaning overhead.

1031 exchange timing
Identify replacement property criteria, rent coverage, and closing timelines.

Guardrails that protect returns

• Reserves first: Months of expenses set aside before leverage.

• Conservative underwriting: Use ranges, not wishful thinking.

• Rate stress: Model +100–200 bps scenarios before committing.

• Exit clarity: Pre-define sell/refi triggers to avoid emotional decisions.

What you leave with

• A defensible valuation range and vetted rent/expense assumptions.

• Clear go/no-go decision with reasons.

• A concise Action Plan: financing path, key dates, and risk mitigations.

FAQs

Do I still need this if I have an agent?
Yes—agents find deals; we underwrite them. Many clients use both for stronger outcomes.

Can you help if I invest out of state?
Absolutely. We advise remotely and connect you with trusted local partners when needed.

Will you ever tell me to pass on a deal?
If the numbers or risks don’t fit your goals, we’ll say so—and show what would need to change.

Do you source off-market deals?
We can introduce vetted opportunities through our network when appropriate, but we lead with fit and underwriting first.

The Equity Authority approach

We combine the analytical mind of a State-Certified Residential Appraiser with a strategist’s playbook. You get plain-English numbers, purpose-aligned advice, and a path you can execute confidently—from property selection to portfolio scaling.

Ready to pressure-test a deal or design your next 12 months? Book a consultation and let’s turn goals into an underwritten plan.